All posts by Editor

African American History Month

February is African American History Month .  This month we celebrate the contributions that African Americans have made to American history in their struggles for freedom and equality and deepens our understanding of our Nation’s history. National African American History Month had its origins in 1915 when historian and author Dr. Carter G. Woodson founded…

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Government Apps

Best Government Apps to Download this Year   Did you know the government has apps available to make some tasks easier to handle? Others can provide easier ways to contact or get information about certain programs. Learn what government apps can help with your family, emergencies, and more! Check Out USAGov’s Apps to Download in…

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Honoring Dr. Martin Luther King, Jr.

The 20th century’s most influential civil rights leader, Martin Luther King Jr., was born on January 15, 1929, in Atlanta, Ga. King entered the civil rights movement in 1955. That same year, he led a bus boycott that was initiated by Rosa Parks in Montgomery, Ala., where blacks were made to sit at the back…

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Tax Reform

The Tax Cuts and Jobs Act The Tax Cuts and Jobs Act (H.R. 1), signed into law by President Trump on December 22, 2017, overhauls America’s tax code to deliver historic tax changes for workers, families, and job creators, and aims to revitalize our nation’s economy. By lowering taxes and modernizing our international tax system,…

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IRS Tax News

With tax filing season upon us, IRS has released some filing tips and reminds taxpayers to beware of tax scams Visit our Tax Reform page for information about the Tax Cuts and Jobs Act of 2017. Avoid the Rush; Use IRS.gov for Quick Answers to Questions The IRS reminds taxpayers that the next couple…

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Starting on Those New Year’s Resolutions?

The Emotional Benefits of Exercise   Feel Good with Go4Life A popular perennial resolution for many people is to loose weight. And, even for those of us who are happy with their weight, a resolution to exercise and eat healthier is always a good idea, as well. You know exercise is good for your body; but…

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Career In Trouble? Start Your Own Business

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If you’re not already in business for yourself… Have you ever thought about starting your own business?

These days, having a career is not like it used to be. There was a time when you went to school, got a job, and worked there until you received a pension and a gold watch. For better or worse, those times have passed. A stable career these days is harder and harder to achieve. Too many businesses want to hire contract workers, and many reduce staff on the fly.

If you’re starting to worry about your career, there is an exciting choice to make: Should you go start your own business? For many people, having career trouble is just the nudge they need to become an entrepreneur. Read on for some tips on some great choices for starting a new gig and how to get the paperwork done. But first, you need to know how to begin.

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How To Get Started

A business or entrepreneurship starts with an idea. You can do some market research, but it needs to be something you’re passionate about. If you don’t care a lot, then you’re likely to give up when things get tough. (And things will get tough at some point.) You also want to think about a need that’s unfulfilled. If you can give people something they want but cannot currently get, you have a great idea.

The Small Business Administration has an excellent list of steps for turning your idea into reality. Some of these include:

  • Writing a business plan
  • Finding capital to get your business off the ground
  • Choosing the right business structure
  • Registering your business to make it legal

Don’t Forget The Paperwork

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Speaking of making it legal, it’s an unfortunate reality that any new business requires paperwork. You can’t simply start making products and earning big bucks — you have to complete some papers before you start selling.

Much of this paperwork comes from the IRS. Thankfully, they have a checklist on their site explaining what tax forms need to be completed. This includes applying for an Employer Identification Number (EIN). If you’re creating a sole proprietorship (one where you are the only employee), you can use your social security number for this. But if you intend on hiring anyone, even contractors, then you need an EIN.

You’ll also need to register your business with the government. Each state (and sometimes county) has its own rules, so visit your local government’s website for more information. This has to be done whether you’re incorporating or not. Even if you are just starting a home-based business, you need to get the right permits and licenses.

Great Choices For A New Entrepreneur

But what kind of business should you be focusing on? Again, you need to create a product or service that other people need. But you can also be your own boss by joining an established field.

For example, take real estate. You can become a real estate agent and sell houses now that the market is coming back, and you’ll mostly be your own boss. Redfin explains that you will need to get a real estate license first, then work with a brokerage.

It’s Still The American Dream

If you’re having some doubts about your career, you might look into becoming an entrepreneur. You can start with either a great idea or by joining an established field like real estate. Then create a plan, complete the right paperwork, and start enjoying your new business. You will never know if it works until you try it.

By Lawrence Mager, ReadyBrain.net

Honoring and Hiring Veterans

Honoring and Hiring Veterans A new program will recognize businesses that hire and retain veterans, and encourage others to do the same. The U.S. Department of Labor announced the HIRE Vets Medallion Program at its Salute to Veterans, an annual event to recognize and thank veterans for their service. The Honoring Investments in Recruiting and…

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For Taxpayers Filing Their 2016 Tax Returns by Oct. 16

Seven Reminders for Taxpayers Filing Their 2016 Tax Returns by Oct. 16 Every year, millions of taxpayers ask for an extra six months to file their taxes. These taxpayers should have paid the tax they owed by the April deadline, but those who requested an extension should mark Monday, Oct. 16 as the extension deadline…

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State-by-State SHOP Rate Sheets Available

Thinking about offering health insurance to your employees? The Small Business Health Options Program (SHOP) is committed to making quality health and/or dental coverage available to small employers like you. Updated state-by-state rate sheets are available to help you budget for the right plan(s) for you and your employees. These rate sheets provide a snapshot of…

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