Who Is Eligible For Benefits. Before offering or denying any employee benefits to your workers, you must determine whether that worker is in fact an “employee” or, perhaps, an independent contractor — in the eyes of the IRS and the DOL. Click on the link to read what our experts have to say.
Mandated Benefits. The Federal government, as well as many states, require that most employers provide certain minimum benefits to their employees. Click here to learn more about these required benefits.
Employee Benefit Plans – Employee Retirement Income Security Act (ERISA)
Health Insurance. Medical benefits and other types of insurance are the most sought after and common voluntary benefits provided by employers. Click here to learn more about these popular benefits.
Life Insurance. After medical coverage, life insurance benefits are perhaps the most sought after voluntary benefit provided by employers. Click here to learn more about these popular benefits.
401(k) Plans. 401(k) plans are popular with employers and employees alike, because of their relative ease of administration and eligibility. Nevertheless, they are fraught with qualification requirements and other regulations. Click here to learn more about this hot area.
Cafeteria Plans. A cafeteria plan is an employee benefit that is frequently misunderstood. Yet, for those that can appreciate its advantages, the cafeteria plan has become a highly desirable employee benefit in light of the recent changes in the economic and tax scene.
Fringe Benefits. Businesses have traditionally offered employees an array of benefits and “Perks” that fall beyond pensions and deferred compensation arrangements. This section will discusses a number of these non-statutory (voluntary) fringe benefits.
Employee Termination. Employers should be familiar not only with issues concerning employee benefits during the period of employment, but also what former employees and their beneficiaries are entitled to upon retirement, termination, or death. Moreover, employers must convey this information to employees, former employees and their beneficiaries.
Human Resources. Click here for HR advice, tools, and “Plain English” Employment Law help from the U.S. Department of Labor.
Estate Planning. All taxpayers need help in planning for their retirement and for their heirs. This section presents an easy-to-understand reference source, including planning strategies, pointers, techniques and tools to help you plan for a financially rewarding retirement, and the transfer of your wealth to your heirs—taking into account both tax and non-tax considerations.
Retirement Planning. Most workers, business owners and professionals, work all their lives to accumulate a sufficient nestegg to provide a comfortable, independent retirement for themselves and their families. This section discusses the various types of retirement plans available, including the “old-reliable” tax-qualified plans and the increasingly popular nonqualified plans.
Tax FAQs Click on the link to view tax resources, tax news, IRS information, forms and publications for both individuals and businesses.
Forms, Checklists, Policies and Posters. We have assembled a comprehensive collection of sample forms, checklists, policies, model documents, correspondence and templates for use by employers and employees. Many of these forms have been adopted from actual forms in use by Fortune 500™ and other nationally-recognized companies. They are presented here for your use.
News. Click here for Top Stories, Benefits & HR news and feature articles.
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